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Refinancing Your Home - Mortgage Loan Articles. Refinancing Your Home - Mortgage Loan Articles. Home refinancing, or refinancing the existing mortgage on a home, is a very common practice. This is especially true in times of falling interest rates when home owners are looking to refinance to obtain a lower interest rate and monthly payment than their existing mortgage. There are many motivations for refinancing a home, the most common of which are listed below.
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